Encompass received four out of five possible stars in terms of its overall performance. Our editorial staff is responsible for assigning ratings. Consumer feedback, as collected by the National Association of Insurance Commissioners, is included in the scoring algorithm, as are judgments of the company's ability to meet financial obligations.

Products offered by Encompass Insurance are accessible in the majority of states and are distributed only via independent agents. Allstate Insurance has a stake in the business via its subsidiary status. Below you will find encompass insurance review.

Encompass Auto Insurance Coverage

When searching for auto insurance coverage, it is essential to clearly understand the coverage you want and the policy you are legally obligated to purchase. To provide one example, one must have auto insurance in most states in the United States to operate a car vehicle. You may also be interested in full coverage insurance if you're looking for a different option that provides further protection. Learn the ins and outs of the most prevalent forms of car insurance coverage by reading up on the subject.

Encompass provides standard vehicle insurance plans and coverage choices and combination insurance products that protect your automobile, house, and personal belongings. Like its stand-alone plans, these "EncompassOne" insurance come in three levels of coverage: special, deluxe, and elite. It varies from state to state how much coverage is available.

Special

The standard special insurance package covers the fundamentals; however, the following optional enhancements may be purchased separately at an additional cost:

• If your vehicle is stolen or written off completely, a new car replacement car will pay for the price of a brand new vehicle of the same make and model. In most cases, an insurance company will only pay you for the amount equal to the car's true market value at the time of the accident or theft.

Auto Insurance Discounts

You could be eligible to get a discount on your vehicle coverage with Encompass if you do any of the following:

• To get the optional discount for being a safe driver, which is automatically included in the elite package if the requirements are met, the firm must determine that you have met its criteria.
• If you are a student, have a grade point average of 3.0 or above, or have such a requirement on your insurance.
• Being the owner of a car equipped with either anti-lock brakes or a passive restraint system.
• Having a car that is equipped with anti-theft measures.
• Purchasing insurance at least seven days before you need it to begin providing coverage.
• Possessing a brand-new motor automobile
• Having ownership of a house, townhouse, condo, or mobile home.
• Having completed and passed an authorized defensive driving course with flying colors.
• Having completed a driver education course and have logged a minimum number of hours behind the wheel (if you are less than 21 years old).
• Having a student on your insurance absent from the residence most of the time and leaving their car at their parent's house.
• You did not get a cancellation notice during the previous year due to nonpayment.
• Putting in a request to have payments made automatically.

Encompass Homeowners Insurance Coverage

Encompass provides regular homeowner's insurance in three different packages, similar to how it does with its vehicle insurance. You can purchase these insurance separately as homeowners policies or as part of a package deal that includes coverage for your car, house, and goods.

Home Insurance Discounts

You may be able to get a discount on your homeowner's insurance if you do any of the following, depending on where you live:

• Possessing a house that is either less than 20 years old or more than 20 years old.
• Securing one's house with a burglar alarm, fire alarms, fire extinguishers, and/or other preventative measures.
• The failure to submit a claim over the previous five years.
• Purchasing a home that is less than 49 years old during the previous five years and it was purchased.
• Remodeling the electronic components of your house during the last ten years.

Complaints

According to statistics compiled over three years by the National Association of Insurance Commissioners, Encompass came near to meeting the threshold for the anticipated number of complaints concerning vehicle insurance lodged with state regulators about its size.

Website

Through your MyEncompass account, you can examine your policy, access information about your agent, pay your bills, and set up recurring monthly payments to be sent automatically.

Mobile app

Users of the Encompass app for roadside assistance can submit requests, share their current position with other users, and get push alerts when aid is on the way. If you have a MyEncompass account, in addition to examining the details of your policy and paying your expenses, you can also access your insurance card. The application may be downloaded on mobile devices running either iOS or Android.